Welcome to Opes Financial Services, your trusted partner for comprehensive financial solutions. We specialize in providing innovative and cost-effective financing solutions, with a particular focus on short-term asset backed transactions for property bridging finance and Road Accident Fund (RAF) advances. Clients can expect competitive short-term loans in hand with great service!

How it works

Contact us

With your settled RAF claim or any Property Bridging Finance needs.

Application

We contact attorneys and guide you through the application process.

Fund Access

Once the application is approved, the funds will be paid to you.

Settlement

When successful your attorney will repay Opes on your behalf.

Property Bridging Finance

Secure an advance on funds from the sale of your property. We offer fast, convenient property bridging finance to property sellers and estate agents. Our application process is quick and simple, and funds are paid within 24 hours.

 

Property Seller Finance

Selling your property and need access to funds, Opes Financial Servises can assist with rates and taxes owing costs.

 

Realtors Commission Advances

If you’ve sold a property and need to access your commission, Opes Financial Services can assist.

Have questions?

How do I apply?

Apply by giving us a call, email or whatsapp. We will answer any questions and guide you through the process.

How long does it take to access funds?

We release the funds within 24 hours of receiving all required documentation.

What do I need to qualify?
  • Copy of ID.
  • Proof of Residence (Not older than 3 months).
  • 3 Months of Bank Statements.
  • All Relevant Signed Paperwork.
What if you don't work with my attorney?

We will contact the attorney and request the necessary information in order to assist you.

How much can I apply for?

It will be case dependent, please contact us for further information.

Do you advance funds to estate agents?

Yes – we can advance up to 70% of your commission.

Are there monthly costs on my advance?

No. We will be repaid in full by your attorney when the transfer takes place.

How are costs calculated?

Calculated based on the amount advanced and the number of days outstanding.

Advance on my RAF settlement?

You can apply once a settlement agreement or a court order is in place.

Claim has been settled directly with RAF?

Unfortunately we will not be able to assist, we can only offer RAF bridging finance if your RAF claim has been administered by an attorney.

Do you offer Property Bridging Finance?

Yes we do, have a look at our Property Bridging Finance section.

Need help with RAF claims?

We can assist, have a look at our Road Accident Fund Claims and Advances section.

Have questions of your own? Please feel free to Contact us!

RAF Advances

Waiting for a Road Accident Fund (RAF) settlement to be paid? Get access to funds within 24 hours. The RAF is designed to compensate road accident victims and their dependants. However, compensationcan can take months. Legally, The RAF has 180 days to complete this process.

During the waiting period, you can get bridging finance against the value of your RAF claim. With a RAF bridging loan, you can secure an advance against the value of the compensation you’ve been awarded. Our application process is quick and simple, and we pay out your funds upon application approval. 

Once the RAF pays your attorney, your attorney will repay Opes Financial Servises on your behalf.